“The longest journey starts with the first step” - Lao Tzu

“… and you're already taking the first step here, today… by looking for
straightforward, practical answers that make sense. We'll help you discover what is possible in your financial future. No mystery. No unnecessary complications.”
Stephen McCarthy

Our 8-step investment process is proven over 10 very successful years, no matter what the rest of the economy is doing. This is a logical, easy to follow, structured process that leads to concrete answers to the following questions.

1 “Where am I?” “Where do I really stand with my money?”

In your obligation-free introductory meeting, we concentrate on finding out exactly where you are in terms of your overall financial position. Together we work through our Lifestyle Planning workbook to gather all the information needed to clarify your personal balance sheet. Again, you have no obligation to do anything with this information. But you will be able to depend on it as the starting point in your future planning.

2 “What are my priorities?”

It's easier to get what you want if you're clear on what's important to you.

Everyone's situation is different, and we all have different priorities. However, over the years it has become abundantly clear that most people have goals that are 'unconscious' or ill defined and therefore vague or unclear in their own minds. Our workbook process is designed to help you define your real priorities and
therefore establish clear financial goals that feel right to you.

3 “How much will I need in the future?”

(An Early Warning: Many people get scared and put their heads in the sand. Please don't turn away out of fear of what you will see. As bad as it may seem, your only real chance to make it right is to stay on this path and at least discover practical solutions.)

For many of our clients the stark difference between their current financial situation and their future needs comes as a nasty shock. Put simply, their fixed earnings potential minus the deductions of tax, mortgage and living costs won't cut it. Unless they do something different, there is practically no chance of accumulating the funds needed for future outlays (such as holidays, property down payments, health expenses, vehicle upgrades, education fees) or for a comfortable and secure retirement. We help you to calculate exactly how much you will need to fund the outcomes and lifestyle you want.

4 “How will I get there?” Now that I know the facts – all the good and bad news –what can I do about it?”

“I want a solution that will work for me, in my situation.”

This is the point where we use all of the information gathered in the Lifestyle
Planning workbook and develop the tax, finance and investment strategies that will lead you to your goals. The output is called our Master Investment Plan, or “MPlan”. No two plans are alike. Your M-Plan is tailored to your exact situation and needs, and includes an investment proposal that is the next point on your journey towards financial independence and security.

5 “How do I get started? Thinking about it is one thing. Doing something is
different…”

“Sometimes the next step seems like a big hurdle. How can you make this as
easy and straightforward as possible, so that I can get started with confidence?”

This is where McCarthy Group comes into its own. Our point of difference is that we are a one-stop shop that manages the whole process for you. From the initial
analysis and strategy through to finance, investment and ownership. Many people feel like this is too complex and challenging to tackle on their own. The way we work you won't have to do these things yourself, but you'll see very clearly what we are doing. As we like to say at McCarthy Group, “We do it all for you.” We make it easy, simple, and attainable. Our clients consistently tell us that making it simple for them was the difference between taking positive action and getting no-where fast.

6 “How much will it cost?”

This is where the affordability and hitting power of the investment property concept strike home. Right now, you can have an outstanding investment vehicle - location determined by value for money and high rental value because of local amenities for as little as $50 per week. It is this level of affordability that enables everyday working Australians, on fixed incomes, to become our clients. They have the vision and courage to make the moves needed to carve out a bright future for their families. And they can afford this limited investment commitment.

7 “What is the end result?”

Comfort, confidence, holidays, the freedom to stop work when it is time to
retire… the achievement of your long-term financial goals. Many of our clients
have described our process as life-changing in its impact. They had never imagined owning investment property, or being landlords, but this is precisely where you end up – without the headaches of managing properties yourself.

The ultimate achievement is your ability to stop work knowing that you have put in place an income stream and capital growth engine that will ensure you are financially independent in the retirement years ahead.

Not only can you provide for yourselves, if it's one of your goals, you also have the means to enable your children to have a start in the property market. Even more importantly, you are giving them the concept of taking control of their own financial futures, not being reliant on the government or luck.

8 “What do I do next?"

If you would like to learn more and discuss how McCarthy Group can assist you, simply click here.