Investment Planning Archives - Page 2 of 12 - McCarthy Group Investment Planning Archives - Page 2 of 12 - McCarthy Group
The Income Curve – Why You Need To Be Acting

The Income Curve – Why You Need To Be Acting

The income curve represents how much money you make over your lifetime. As you would expect, from 18 to around 55 you are on a steady climb, until you retire, where your income plummets to nothing. But what impact does that have on you? Could you afford to retire on...
There is No Such Thing as a Free Lunch

There is No Such Thing as a Free Lunch

I don’t know about you, but I like a good burger. It’s easily the most satisfying workday meal. Whether it comes from the local café or McDonalds, a burger is that perfect midday treat that helps you finish the workday strong. But what is that little mouth-watering...
Capital Gains Tax Discount, More Than a Mouthful

Capital Gains Tax Discount, More Than a Mouthful

On the 13th of this month Bill Shorten announced plans to reduce the Capital Gains Tax Discount (CGTD) from the current 50% to 25%. Unlike the proposed and highly controversial Negative Gearing changes, the CGTD is more likely to get through parliament, so let’s break...
Christmas Spending and a Year in Review

Christmas Spending and a Year in Review

Christmas is a time for celebration, but also a time to keep a very steady eye on the bank accounts. With Christmas Spending in the retail sector 0.5% higher on average than last year, how much are you spending this year? We’ve talked a fair bit about saving this year...
How Much Money Do I Need to Have as a Deposit?

How Much Money Do I Need to Have as a Deposit?

It is one of the most important things young families have to think about. “How much will I need to purchase my first home?” I would like to say that there is a simple answer, but there are more parts to this story than just an easy dollar sum. We have previously...
Home Loan Interest Rates Should Not Be Above 4%

Home Loan Interest Rates Should Not Be Above 4%

One third of borrowers do not know their current home loan interest rate. Many believe that small fluctuations in their interest rates don’t make that large a difference in the long run. Are you in either one of these groups? You could be losing a lot of money! Home...