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Ch-Ch-Ch Changes

Ch-Ch-Ch Changes

This August is all about change. We believe that change is a fundamental part of life, and to embrace change is to move with the times. To get ahead. However, for the most part, when change comes most reject it! Preferring instead to keep the status quo the same and...
What Should I Pay Off First?

What Should I Pay Off First?

No matter who you are, you probably have debts. Sometimes they are just small debts which can be paid straight away, and other times they are massive, taking decades to shake off. But ask yourself the question, what should I pay off first? Let’s say you have 3 debts...
Dealing with Depreciation

Dealing with Depreciation

We all own stuff. Cars, motorbikes, sheds, tools, houses. Whatever it is, if we own it, it will depreciate in value over time. For businesses if you were to be making money from that item, then by showing the item has depreciated, you can reduce the tax you incur. But...
Avoid the Pitfalls of Inheritance

Avoid the Pitfalls of Inheritance

At some point in your life you will probably give or receive inheritance. Both present unique opportunities & challenges for giving or making a significant amount of money. But what are the pitfalls of inheritance that you are likely to fall into? How can you...
Don’t Go Grim as a Guarantor

Don’t Go Grim as a Guarantor

A guarantor is a third party that guarantees a loan amount is repaid. Going guarantor can be a risky affair. If the person you are going guarantor for goes bankrupt then you are responsible to pick up the remaining dollar amount on the loan taken up. We talked briefly...
Property Market Marketing Madness

Property Market Marketing Madness

Guest writer Alex Stephen, takes you through the ins and outs of property marketing. How does a Real Estate agent use marketing tactics to manipulate and create unconscious desire for a particular home? What are the most common tactics employed by the industry?...