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Tenants in Common vs Joint Tenants

Tenants in Common vs Joint Tenants

When thinking about buying a property, it’s important to consider ownership rights. Married couples will often pool their resources to be able to afford a home, but many who do this don’t understand the legal & financial consequences of doing so. First off it’s...
The Income Curve – Why You Need To Be Acting

The Income Curve – Why You Need To Be Acting

The income curve represents how much money you make over your lifetime. As you would expect, from 18 to around 55 you are on a steady climb, until you retire, where your income plummets to nothing. But what impact does that have on you? Could you afford to retire on...
Government Spending, Putting Money into Your Pocket

Government Spending, Putting Money into Your Pocket

Government spending has long been acknowledged as an important factor in local economies, but what can this mean for home owners and investors? The purpose of government spending is to raise demand and increase consumption of goods or services, leading to a better...
Who is Impacting Your Money Future?

Who is Impacting Your Money Future?

Who do you spend most of your time with? Did you know that there is a strong correlation between the social groups you interact with and your spending habits? How about the effect your parents have on your financial behaviours? Who remembers going out for dinner with...
Foreign Investors Destroying Aussie Property

Foreign Investors Destroying Aussie Property

‘Foreign Investment is killing the Australian property market for local buyers’. It’s a serious statement, and one we are seeing more and more often in the news and over social media. But what is the real impact of foreign investors? It almost seems unnecessary but...
There is No Such Thing as a Free Lunch

There is No Such Thing as a Free Lunch

I don’t know about you, but I like a good burger. It’s easily the most satisfying workday meal. Whether it comes from the local café or McDonalds, a burger is that perfect midday treat that helps you finish the workday strong. But what is that little mouth-watering...
Holiday Property Purchases

Holiday Property Purchases

Thinking about purchasing a property for holiday rentals? The cost of doing so might be more than you think. With the variability of holiday rentals, limited growth in holiday areas, costs of professional management and tax implications, holiday rentals might not be...
Negative Gearing is Not Going Anywhere

Negative Gearing is Not Going Anywhere

Recent Labor plans to reduce the effect of negative gearing will have no effect on current property investors, and that’s if the plans are actually implemented. If we’ve learned anything from the past 30 years since Negative Gearings introduction, it is that changes...
Capital Gains Tax Discount, More Than a Mouthful

Capital Gains Tax Discount, More Than a Mouthful

On the 13th of this month Bill Shorten announced plans to reduce the Capital Gains Tax Discount (CGTD) from the current 50% to 25%. Unlike the proposed and highly controversial Negative Gearing changes, the CGTD is more likely to get through parliament, so let’s break...
Australian Population Hits 24 Million

Australian Population Hits 24 Million

According to estimates by the ABS, the Australian population is close to hitting 24 million. With the current estimate at 23,995,697, we should be hitting 24 million in the next 4 and a half days! So what does that mean for Australians looking to invest in property?...